Checking Accounts

We know that when it comes to checking accounts, it’s not one-size-fits-all. We have multiple checking accounts, so you can choose the one that best fits the way YOU live. Plus, every Quantum checking account includes many free benefits.


The Q Account

Opening a checking account with Quantum Credit Union is a step in the right direction, designed with YOU and your family in mind. The Q Account offers the most convenient way to access your money without restrictions.

  • FREE Online and Mobile Banking

  • FREE Online Bill Pay

  • FREE e-Statements

  • FREE Mobile Deposit

  • Apple and Google Pay

  • Direct Deposit

  • Vast network of CO-OP branches and ATMs

  • Overdraft protection options

  • And more!


The Q Plus Account

With The Q Plus Account at Quantum, you have the flexibility and ease of a checking account while earning dividends. If you typically carry a high balance in your checking account, then The Q Plus Account is the perfect fit for you. You’ll earn a good rate while enjoying:

  • FREE Online and Mobile Banking

  • FREE Online Bill Pay

  • FREE e-Statements

  • FREE Mobile Deposit

  • Apple and Google Pay

  • Direct Deposit

  • Vast network of CO-OP branches and ATMs

  • Overdraft protection options

  • & more!


Compare Our Checking Accounts

Compare our accounts and find the right fit for you!

Comparison Table
Feature The Q Checking Account The Q Plus Checking Account
Free Online Banking
Free Online Bill Pay (w/monthly usage)
Free Mobile Banking
Debit Card
Free e-Statements
Free Automated Phone Access
Access to 30,000+ Surcharge-free ATMs
Access to Shared Branches
Waived foreign ATM fees
Free Notary Service
Free Corporate Checks 3/month
Earn Dividends
Unlimited Check Writing Privileges
Minimum Balance Requirement $100

Get the Quantum Debit Card That’s Right for You

Black Quantum Credit Union Visa Debit Card featuring a white city skyline and bridge illustration. Includes the white Quantum logo, EMV chip
Silver Quantum Credit Union Visa Debit Card with grey diagonal stripes. Features the Quantum logo, EMV chip, and "DEBIT" text.
Black Quantum Credit Union Business Debit Visa Card with dark diagonal stripes. Includes a prominent red vertical bar on the right edge labeled "BUSINESS DEBIT"

Kansas Humane Society Debit Card

At Quantum, we believe in giving back to members of our community - including the furry ones!


How To Open A Checking Account

Applying Is Fast and Easy

  1. Verify your information

  2. Submit your application

  3. Start saving

Membership applications are accepted online 24 hours a day, 7 days a week.
We will respond within one business day. Applications may also be taken by phone by calling (316) 263-5756, choosing option 1, or by visiting any of our locations.