Running a Business Can be hard. Managing Your Finances Shouldn't Be.
Quantum Credit Union offers the right products and services to power your business.
Standard Account Features
No Minimum Balance Checking
Overdraft Protection
Overdraft Line of Credit¹
Money Market Accounts
30,000+ CO-OP ATMs²
5,600+ CO-OP Shared Branches
Online and Mobile Banking
Remote Deposit Capture
Online Bill Pay
QuickBooks® Integration³
Multi-User Login³
Customized Access Controls³
e-Statements
Business Services
Business Insurance
Merchant Services
Payroll Services
1Excluded transactions: ATM, debit card, ACH deposits, transfers, cash/coin, wire transfer fees, line of credit overdraft fee (interest rates apply)
2Subject to approval. Terms and rates vary based on creditworthiness and qualifications.
3Surcharge-free transactions are available for debit and ATM card holders of participating credit unions.
4Business online banking with "QuickBooks" integration, multi-user login, and customized user controls is available for most registered entity types.
Business Checking Accounts
Business First
No Monthly Service Fee
First 100 Transactions Per Month Free
$0.25 Per Item Over Transaction Limit⁴
Business Select
$5 Monthly Service Fee
First 250 Transactions Per Month Free
$0.25 Per Item Over Transaction Limit⁴
Business Vantage
$7 Monthly Service Fee
Unlimited Transactions
Earns Dividends
Compare Our Business Checking Accounts
| Feature | Business First | Business Select | Business Vantage |
|---|---|---|---|
| Monthly Service Fee | $0 | $5 | $7 |
| Minimum Opening Deposit | $100 | $100 | $100 |
| Free Transaction Limit | First 100 Items/Month | First 250 Items/Month | Unlimited Items/Month |
| Cost Per Item Over Limit¹ | $0.25 | $0.25 | Unlimited Items |
| Earns Dividends | No | No | Yes |
| Account Eligibility | All Registered and Non-Registered Entity Types | All Registered and Non-Registered Entity Types |
Business Savings Accounts
| Account Type | Deposit/Balance | APY* | Dividend Rate |
|---|---|---|---|
| Share Savings Account | Minimum $5 to Open | 0.05% | 0.05% |
| Money Market (Minimum $5,000 to Open) | $0 - $4,999 | 0.15% | 0.15% |
| Money Market | $5,000 - $49,999 | 0.20% | 0.20% |
| Money Market | Over $50,000 | 0.30% | 0.30% |
*Annual Percentage Yield (APY) will vary based on the average deposit balance and length of time on deposit. A minimum balance may be required. Rates are subject to change without notice. Quantum Credit Union membership is required. Effective date 5/11/23
Share Certificates (CD)
Maximize earnings at a higher rate than traditional savings accounts
90-day to 60-month terms available
NCUA insured up to $250,000
Minimum balance $500
