SAVINGS & LOAN RATES
Whether you’re in the market for a new car or want to earn dividends on your savings, we’ve got you covered with great rates, flexible terms, and a variety of savings and loan options. Contact us about opening a Quantum Credit Union account today.
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AUTO LOAN RATESOpen or Close
Model YearTerm (Months)APR as low as*2020-2010482.50%2020-2010602.75%2020-2010722.99%2020-2018843.99%Model YearTerm (Months)APR as low as*2020-2010482.50%2020-2010602.75%2020-2010722.99%RV, CAMPER & TRAVEL TRAILER LOANS (MAX FINANCE $35K)
Model YearTerm (Months)APR as low as*2020-2010485.25%2020-2010605.50%2020-2010726.00%2020-2010846.25%Model YearTerm (Months)APR as low as*2020-2010485.75%2020-2010606.00%2020-2010726.25%2020-2010846.50%*Lowest possible APR (Annual Percentage Rate) based on credit worthiness for qualified borrowers.
Rates and terms subject to change without notice. 8/24/20. -
SAVINGS ACCOUNT RATESOpen or Close
SAVINGS ACCOUNT RATES
Account TypeMinimum Deposit RequiredAPY*Dividend Rate$5,000 - $49,9990.20%0.20%Over $50,0000.30%0.30%Kid's Account - SavingsMinimum $5 required0.05%0.05%*Annual Percentage Yield (APY) will vary based on average deposit balance and length of time on deposit. Minimum balance may be required. Effective 9/28/2020.
Declared Dividends for Savings and Checking – 9/28/2020.
IRA & SHARE CERTIFICATE (CD) RATES
TermMinimum Deposit RequiredAPY*3 MonthsDividend paid at maturity; 30-day penalty for early withdrawal0.05%6 MonthsDividend paid at maturity; 60-day penalty for early withdrawal0.15%12 MonthsDividend paid at maturity; 90-day penalty for early withdrawal0.30%18 MonthsDividend paid quarterly; 90-day penalty for early withdrawal0.35%24 MonthsDividend paid quarterly; 120-day penalty for early withdrawal0.40%36 MonthsDividend paid annually; 180-day penalty for early withdrawal0.50%60 MonthsDividend paid annually; 360-day penalty for early withdrawal0.60%NOTE: Penalty for early withdrawal applies to all Certificates.
*Annual Percentage Yield.
**Rates subject to change without notice. Current Certificates rates effective 11/9/20. -
HOME LOAN RATESOpen or Close
MORTGAGE LOANS
Product TypeTerm (Months)APR as low as*603.00%843.50%1804.25%2404.25%*Rates and terms subject to change without notice. 8/24/2020
*Annual Percentage Rate is variable and is subject to change quarterly based on the Wall Street Journal Prime plus or minus a margin and the Loan to Value. The floor rate is 3.25%. Maximum APR during the life of the loan is 18.00%. Limited to owner occupied properties. Other restrictions and limitations may apply.
**Annual Percentage Rate. Borrow up to 100% of your home’s current market value, less any outstanding mortgage balance. Non-refundable $250 application fee and does not include required escrow, property taxes or private home insurance. Limited to Kansas, owner-occupied properties. Rates, terms and conditions are subject to change and vary based on creditworthiness, qualifications and collateral conditions. All loans are subject to approval. Other restrictions may apply.
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PERSONAL LOAN RATESOpen or Close
PERSONAL LOAN RATES
Product TypeTerm (Months)APR as low as***127.50%247.50%488.50%609.50%***Lowest possible APR (Annual Percentage Rate) based on credit worthiness for qualified borrowers. Rates and terms subject to change without notice. 1/4/2021.
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VISA CREDIT CARDOpen or Close
VISA CREDIT CARD RATES
Product TypeAPR as low as*Classic9.90% to 12.90%Shared Secure12.00%*Lowest possible APR (Annual Percentage Rate) based on credit worthiness for qualified borrowers. Rates and terms subject to change without notice. 10/16/2017.
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SHARE/CD SECURED LOAN RATESOpen or Close
SHARE/CD SECURED LOAN RATES
Product TypeAPR as low as*3.00% above current dividend being paid*Lowest possible APR (Annual Percentage Rate) based on credit worthiness for qualified borrowers. Rates and terms subject to change without notice. 10/16/2017.
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CHECKING ACCOUNT RATESOpen or Close
CHECKING ACCOUNT RATES
Account TypeMinimum Deposit RequiredAPY*Dividend Rate*Annual Percentage Yield (APY) will vary based on average deposit balance and length of time on deposit. Minimum balance may be required. Effective 4/1/2017.
Declared Dividends for Savings and Checking – 4/1/2017.