* Borrow up to 100% of your home’s current market value, less any outstanding mortgage balance. Limited to owner-occupied properties. Consult a tax adviser regarding the deductibility of interest. The monthly payment on a $10,000 loan for 60 months at 4.04% APR would be $180.00 All loans are subject to approval. Cash Back will be deposited in member’s primary Quantum share account and available for immediate withdrawal. Loan must be approved and closed to receive cash back. Cash back is considered interest and is reportable on IRS Form 1099-INT. $100 will be added to the loan payoff if loan is paid off or transferred in the first 12 months. Quantum membership is required. Other restrictions may apply.