Service Fees Schedule

Fees are subject to change without notice.

Savings

Initial deposit of $50.00 required to open and maintain membership.

Dividends based on average daily balance, paid quarterly.

Statement or e-Statement issued quarterly.

 

Checking

The Q Plus Account

Initial deposit of $100.00 required to open checking account.

Monthly service fee of $9.00 if balance falls below $100.00 during the month.

Dividends based on average daily balance, paid quarterly.

ATM transactions at Quantum or foreign ATMs* – no charge.

Cashier’s Check - $1.00

Corporate Checks - 3 free per month then $1.00 each

Replacement Debit Card – 1st replacement each year - no charge, any additional $5.00

Statements or e-Statements issued monthly.

 

The Q Account

No minimum deposit required to open checking account.

No monthly service Fee.

No dividends paid.

ATM transactions at Quantum ATMs– no charge

ATM transactions at foreign ATMs*– $1.00

Cashier’s Check - $5.00

Corporate Checks - $1.00

Replacement Debit Card –$5.00

Statements or e-Statements issued monthly.

 

Fees Applied to All Accounts:

Early Account Closing - open < 6 months - $25.00

Statement Copies – $1.00 per page

Account Printout – $1.00 per page

Cashier’s Check - $5.00

Corporate Checks - $1.00

Money Orders - $1.50

Stop Pay - $30.00

Returned Check (NSF) - $30.00

ACH Origination Returned - $30.00

Courtesy Pay - $30.00

Returned Deposit Item - $20.00

Check Copies - < 90 days $3.00 each - > 90 days $10.00 each

Research Fee - $25.00 (one hour minimum)

Account Reconciliation - $25.00 per hour

Online Banking/Bill Pay – no charge

Loan Payments from Visa Debit Card - $10.00

01 Savings < $50.00 Min with No Other Services - $10.00 per month

 

Money Market Account - 6 free transfers per month, then $5.00 per transfer

IRA Direct Transfer Out / IRA Closure - $25.00

Garnishment Processing Fee - $15.00

Dormant Account Fee – no activity for 12 months and no other account relationship with Quantum and balance <$100.00 and over the age of 18 - $10.00 per month

Invalid Address Fee - $5.00 per month

Visa Gift Cards - $3.00 fee per card

Prepaid Visa / Travel Cards - $5.00 fee per card*

*Reloading fees may apply.

Wire Transfers

Domestic Wire - $20.00

 

Payments

Visa Cash Advance - $10.00

Online/Phone Payments - $10.00

 

Safe Deposit Boxes

Charged annually in January.  Pro-rated if opened later.

Size                                Price                              Price (with checking & dd)

3 X 10                             $30.00                           $25.00

5 X 10                             $40.00                           $35.00

10 X 10                          $60.00                           $55.00

Replacement/Lost Keys – Cost to replace.

 

VISA® Credit Card

No Annual Fee

Late Payment - $20.00

Over Limit - $20.00

Cash Advance – 2.00% of Amount Advanced

Foreign Transaction Fee - 1.00% of each transaction in U.S. dollars

Card Rush Fee - $35.00

 

Loans

Vehicle Registration, Title Documents, UCC Filings – cost varies

Processing Fee – 1% of amount borrowed, maximum $100.00

Late Payment – 5% of amount past due, maximum $25.00

Repo Redemption - $25.00

 

Notary Service – no charge

Medallion Signature Guarantee - $10.00 for member

 

Fees are subject to change without notice. Effective 12-23-16

*Foreign ATM owner fees may apply